Further Information
Thank you for your interest in the FAL-Card. Here you can find more information about the FAL-Card.
Questions about the account?
If you have any questions about your FAL-Card, we will be happy to assist you.
Protection from garnishment? No SCHUFA proof required?
Neither a request nor a report to SCHUFA, nor proof of income, is required to apply for the FAL-Card, as this type of card operates on a prepaid basis. With the optional use as a free garnishment protection account, a monthly amount is available to you. You can set up the garnishment protection yourself in your online account.

Prepaid Mastercard
For each transaction, a request is made to check the available balance on the FAL-Card. As a result, debt accumulation is not possible. The balance can be topped up by transferring funds to your FAL-Card account.
For your own security, the card and account can be loaded up to a maximum of €10,000. However, the limit can be increased upon request.

Ordering process for the FAL-Card
- Order your FAL-Card in just a few minutes
- Initial top-up of your card (also possible with PayPal)
- Free verification at a branch (German Post) or online
- Choose your preferred PIN
- Customize your card with your desired design
- Receive your card within 3-5 days
PIN for your Debit Mastercard
The PIN is required for purchases and cash withdrawals with the Debit Mastercard and can be viewed in the online area.
Please note that for security reasons, your PIN cannot be sent by mail.

No cancellation requirements!
The FAL-Card can be canceled at any time. There is no minimum contract duration. The process can be handled easily and conveniently through the internal area.

More security for you!
The personal protection of our customers, in relation to data privacy and security, is our top priority.
The TÜV and PCI certification of our technical partner prove that all security-related guidelines are strictly followed.
