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Your mobile checking account

With the FAL-Card, you can conveniently open your mobile checking account with a Debit Mastercard within minutes.

  • Make online purchases
  • Basic functions like transfers and direct debits
  • Send money across Europe
  • Europe-wide usage – even when moving
  • Worldwide cash withdrawals with Debit Mastercard
Open your account now

Legitimation with residence permit

Easily verify your identity online with your residence permit or ID card. The verification process can be completed at any time.

Support in over 100 languages

With our chatbot, you can get help in over 100 languages.

Help

Online area in nine languages

We look forward to welcoming you as our customer. You can use your online area in German, English, French, Italian, Spanish, Russian, Arabic, Persian, and Turkish.

Certified Security

With our certified partner, we ensure absolute security and fundamental protection in online banking.

No proof required

When opening the FAL-Card, you do not need any additional proof, such as a SCHUFA report, for your mobile checking account.

An account can be opened by anyone with a valid residence permit or ID card. Our product and service are specifically designed for migrants, refugees, and people with a residence permit who want a simple and fast online account opening without complicated requirements.

Our account provides all the functions of a modern checking account with a German IBAN – from online payments to Europe-wide transfers. You always have an overview of your finances and can use it flexibly throughout Europe. Additionally, a Debit Mastercard is available for worldwide cash withdrawals and payments.

Opening an account is quick and easy: Register online in just a few minutes and complete the verification process conveniently in a digital format. You can then choose your personal card design, set a custom PIN, and easily top up your account. After verification, the account is ready for immediate use.

An account can be opened by anyone with a valid residence permit or ID card. Our product and service are specifically designed for migrants, refugees, and people with a residence permit who want a simple and fast online account opening without complicated requirements.

Our account provides all the functions of a modern checking account with a German IBAN – from online payments to Europe-wide transfers. You always have an overview of your finances and can use it flexibly throughout Europe. Additionally, a Debit Mastercard is available for worldwide cash withdrawals and payments.

Opening an account is quick and easy: Register online in just a few minutes and complete the verification process conveniently in a digital format. You can then choose your personal card design, set a custom PIN, and easily top up your account. After verification, the account is ready for immediate use.

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