Here you can find a list of all fees that may apply when using your Debit Mastercard. If you have any questions, we are happy to assist you.
If you have any questions about your FAL-Card, we will be happy to assist you.
Activation fee
19,90 €
Card top-up
Free of charge
Legitimation
Free of charge
Mastercard with custom design
Free of charge
Custom PIN
Free of charge
Card production and shipping (physical card)
6,50 €
Monthly account maintenance fee
8,50 €
Mastercard transactions
Free of charge
Cash withdrawal at ATMs *
3,00 €
Cash withdrawal in stores **
Free of charge
Incoming transactions
Free of charge
Conversion of foreign currencies for international use
Free of charge
Outgoing transfers
0,20 €
Direct debit withdrawals
0,20 €
Setup per standing order / scheduled transfer
Free of charge
Setup/management of a garnishment protection account (P-account)
Free of charge
Replacement card
Free of charge
Increase of top-up limit (per calendar month)
10,00 €
Check deposit (per check)
3,00 €
Refund transfer at contract termination / card cancellation
Free of charge
Investigation fee for contract termination / card cancellation
15,00 €
Personal online area
Free of charge
HBCI access
Free of charge
Email notification for each transaction / top-up
Free of charge
Change of personal data (address, mobile number, email)
Free of charge
All fees are exempt from VAT and will be deducted from the current card balance when due.
* Maximum cash withdrawals per month: €2,500. Additional fees may be charged by the ATM operator, which will be deducted directly from the withdrawal amount by the operator.
** Includes cash withdrawals at Mastercard acceptance points. You can find all providers here.
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